Lending & Commercial Finance

Overview

Our Lending & Commercial Finance practice helps clients structure, negotiate, and close complex financing transactions with clarity and precision. We represent both borrowers and lenders in a broad range of debt arrangements, including growth financings, acquisition-related credit facilities, and fund-level lending transactions.

By pairing deep market knowledge with a practical, business-first approach, our team supports clients at every stage of a deal, helping them access capital, manage risk, and align financing terms with long-term objectives.

Advising Borrowers & Issuers

We have a long-standing track record representing privately and publicly held companies, venture-backed startups, and private equity portfolio companies in their debt financing needs. Our work spans:

• term and revolving credit facilities;
• acquisition and LBO financings;
• growth capital and venture debt;
• asset-based loans;
• convertible and subordinated debt; and
• fund finance and capital call lines.

We shape our counsel around the unique needs, goals, and working style of each client, whether negotiating directly with lenders and their counsel, collaborating with financial advisors, or supporting a broader transaction. Our experience extends across industries including life sciences, technology, manufacturing, healthcare, and more.

Representing Lenders & Financial Institutions

We advise a wide range of lenders, including banks, private lenders, and non-traditional credit providers, on structuring and documenting debt transactions of all kinds. Our work includes:

• bilateral and syndicated credit facilities;
• secured and unsecured lending;
• real estate finance;
• factoring;
• mezzanine loans;
• sponsor-backed and middle market deals;
• intercreditor and subordination arrangements;
• workouts, restructurings, and loan modifications;
• guidance regarding creditors’ rights and remedies; and
• guidance regarding compliance and loan administration.

With a well-rounded perspective on market dynamics and deal flow, we provide thoughtful, efficient support to credit providers across the capital stack, grounding each transaction in practical legal insight and business goals.

To discuss our Lending and Commercial Finance expertise and services, please contact Rob Futrell at 919.865.2809 or rfutrell@wyrick.com.